Below is the Long Term Disability (LTD) benefit offered to those who work 20 or more hours per week for a congregation, district office, or camp. (If you work for a denominational agency or other employer, contact your human resource manager to find out if your employer offers this plan.)

• The plan pays 66 2/3 percent of salary up to $5,000 a month, reduced by Social Security or other group disability benefits.
  
  
• Payment begins after 90 days of continuous disability.
  
  
• Payments continue to age 65 for people disabled before age 60.
  
  
• Payments continue for at least five years, or until age 70, for those disabled after age 60.
  
  

If you are currently enrolled in the Plan and you wish to determine your LTD Premium Calculation, which is based on your salary, click on the following link to receive the Long Term Disability Budget Worksheet (Part II).